Hopefully there is an insurance underwriter on here who reads this and can reply with logic. Ok, maybe that is asking for too much.
Anyway, my insurance states that damages obtained while racing are not covered. This includes both motorcycle and health for me. Does anyone know from a legal perspective if track days are considered racing to an insurance underwriter? Yes, you are on a race track but not really racing right? I already asked the insurance company and they can't give me a straight answer. The last answer I got was any activity on a designated race track puts me out of coverage, but they didn't sound too sure.
If track days and racing schools like Code are not covered by insurance, does anyone have any recommendations for insurance providers who will issue a policy while on a race track? Maybe I just sell my 08 RSV Factory to pay it off and pay cash for a track bike to avoid bike insurance, but easier said than done.