insurance

[AlexH]

how much are u gyes paying annualy 4 insurance? im trying 2 find out wot a reasonable quote is for an 05 rs125 (getting it in march). i will be 17. the quotes im getting online are between £800-£1000 is this about right? because it seems to be alot of money (but if thats wot it will take 4 me 2 get an rs thats wot ill pay!!!)

[RS125SP]

I'm not allowed to tell you what I'm paying anymore, but from what I have read elsewhere on here, £1k seems a bit expensive.

What type of insurance is that: Fully comp, 3rd party, fire & theft, or just 3rd party?

Cheers.

SP

[AlexH]

fire and theft i couldnt believe it wen it quoted me 1k i just wanted 2 find out what an average price is.

[Neville]

with 1 years no claims ... will be about 700

With no exsperience ... ide say about 900 1k

[Neville]

but then it all depends on where you live aswell

[AlexH]

i live in the midlle of noware a little village called sellindge. and im not sure weather my year riding a scooter counts as a year no claims.

[mike king]

living in london when i was 17 i had a TZR125RR and i was paying £1800 TPF&T then at 19 i got the RS125 and was paying £1500 TPF&T , my latest quote was at 22 and that was £1300 TPF&T or £230 third party only, i went for TPO.

[mike king]

but i have got six points :(

[Neville]

Jesus mike ... thank god i dont live in london lol

If you live in a village in the middle of no where ... then the insurance should drop a bit

[Stanley_Aprilia]

I dont have a no claims bonus but it cost £230 TPO for a year, was 540 TPFT i think i am 22 though but 21 when i got insured

[mike king]

oh and no garage (kept in my front garden) and some shitty houseing estate at the bottom of my road.

[Neville]

hahah :D

yeah ... its all on the little things how its being kept at your house ... where you live .... what your age is

[Stanley_Aprilia]

Very true neville, its a fucking shitty area where i live full of fucking skip-rats looking to pinch your top kit. hence garaged with disk and chain lock, even drilled to get a bull bar put in the concrete

[AlexH]

well im 17 but theft is very low in this aria bcoz the population is mostly over 80 it would b kept in a garage with a disk lock and i plan 2 have an immobaliser fitted so that should knock a bit off (i hope)

[Neville]

chuff me! ...Your area full of ex conns or something lmao :D

[Craig]

No one can say exactly what the best will be, who to go with, but we can tell you who to try. However you will have to phone around different companies, different people, different rates.

So far i've used the following:

£661.00 - RS50 - Bennetts (By far the cheapest RS50 quote)
£595.00 - RS125 - CIA (was lazy and didnt phone around)
£370.00 - RVF400 - Carole Nash (Really good price!!)

[AlexH]

are those prices tpo??

[jay50]

Originally posted by Craig
No one can say exactly what the best will be, who to go with, but we can tell you who to try. However you will have to phone around different companies, different people, different rates.

So far i've used the following:

£661.00 - RS50 - Bennetts (By far the cheapest RS50 quote)
£595.00 - RS125 - CIA (was lazy and didnt phone around)
£370.00 - RVF400 - Carole Nash (Really good price!!)

Feckin ell you got ur insurance cheap on ur RVF didnt ya?

[Craig]

Prices are TPFT, with one additional rider, and pillion where applicable. And also insured to the true value of the bike. Took alot of phone calls and at the right time of the year to get that quote on the RVF but i was happy with it, especially as i had put aside £800 for insurance.

[random0082]

Dunno if others are same but Carole Nash tried to put mine up after the first years initial cheap price, until i told em id cancel if they did! they then matched the previous years again. Watch out for that

Also, the cheapest price isnt necessarily the best, Carole Nash was cheap but i couldve got cheaper, went with them because theyre a reputable company

also, got free (to home) breakdown cover included with them which i had to use, that was great, and priceless at the time!

[Stanley_Aprilia]

Got mine from www.mitch.co.uk but thety are owned by some other company now. I thought they were very cheap

[emkill2]

MCE

[stu_rs]

rampdale are the best i could find.....

508 TP only, and iv got a theft claim.

rampdale do TPFT for around the 550 mark with no history and 0NCB

ring them - there great

stu

[matt2301]

i agree with stu, rampdale are the mutts nuts.
the lowest quote i could get with a full licence, no points, 2 years NCB, garaged TPFT with MCE was £670.

Then along came rampdale and hammered that into the ground with £520. that was the lowest i could get after shopping around LOADS!

i seem to live in one of those areas that insurance companies dont like though.

*cough theiving bastards cough*

[Dutcho]

Liverpool Victoria £108 TPFT......

I think that's a bargin but then I'm proably a bit older than you guy's.


:peace:

[Giovanni]

got the cheapest one for my RS125: 360€ a year but i don't drive it the wole year. It's not at full power because I'm only allowed to drive it @ 15hp f*ckin Germany.....
@ the age of 18 and with motocycle- driver's license and @full power it'll cost me about 90€ a year

[scott_hood_88]

With Scannia I got my RS50 TPFT for £475 with £300 excess next year if I want to keep the RS50 it will be around £650 TPFT, or if I want an RS125 I'm looking at £867 TPO.....

Moral of this storie is, dont get caught taking pillions, dont let pikeys follow you home and when stupid women rear end you take picture and get witnesses

Scott

[trice]

908 tpo wat a cunt lol
but i got 6 points he he

[d@Rkn3$$]

new rider,age 27 £270 tpft